26 Liabilities from insurance contracts
audited information

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in CHF thousands

2009

2008

+/– %

As at 1 January

98'557

87'564

12.6

Newly issued insurance contracts

13'534

17'167

–21.2

Expired or terminated insurance contracts

–200

–23'671

–99.2

Performance change

20'754

6'770

206.6

Changes to provisions from insurance business

242

10'727

–97.7

As at 31 December

132'887

98'557

34.8