15 Due from customers
audited information

 Download Excel

in CHF thousands

31.12.2009

31.12.2008

+/– %

Mortgages

7'543'297

6'960'888

8.4

Public institutions

114'523

215'250

–46.8

Other loans and advances

1'718'042

2'044'794

–16.0

Due from customers through insurance contracts pursuant to IFRS 4

2'480

2'585

–4.1

Due from customers through insurance contracts pursuant to IAS 39

56'155

42'145

33.2

Allowance for credit losses

–110'055

–97'647

12.7

Total due from customers

9'324'442

9'168'015

1.7

By type of collateral

 Download Excel

in CHF thousands

31.12.2009

31.12.2008

+/– %

Secured by real estate

7'744'656

7'137'651

8.5

Other collateral

1'045'784

1'282'907

–18.5

Unsecured

534'002

747'457

–28.6

Total

9'324'442

9'168'015

1.7

Allowance for credit losses

 Download Excel

in CHF thousands

Mortgage
loans

Loans
to public
authorities

Other
loans

Total

As at 1 January 2009

29'043

0

68'604

97'647

Write-offs

–1'526

 

–1'144

–2'670

Recoveries and doubtful interest income

166

 

2'529

2'695

Increase in credit loss allowances
recognised in the income statement

8'212

 

19'018

27'230

Decrease in credit loss allowances
recognised in the income statement

–2'210

 

–12'637

–14'847

Foreign currency translation
and other adjustments

0

 

0

0

As at 31 December 2009

33'685

0

76'370

110'055

 

 

 

 

 

As at 1 January 2008

35'723

0

28'792

64'515

Write-offs

–5'322

 

–1'860

–7'182

Recoveries and doubtful interest income

311

 

3'210

3'521

Increase in credit loss allowances
recognised in the income statement

4'245

 

44'529

48'774

Decrease in credit loss allowances
recognised in the income statement

–5'914

 

–6'067

–11'981

Foreign currency translation
and other adjustments

0

 

0

0

As at 31 December 2008

29'043

0

68'604

97'647